Portfolio diversification has overtaken the pursuit of the “crypto megatrend” as the highest motive for investing in crypto in 2025, in keeping with Sygnum Financial institution’s new Future Finance Report 2025.
In keeping with the report, 57% of respondents now view diversification as their main motivation for investing. This surpassed final yr’s high driver, publicity to crypto’s long-term upside, which fell from 62% to 53%.
“This might point out that crypto is now getting used extra intentionally as a core portfolio element, with its perceived diversification advantages taking priority over chasing pure upside potential,” Sygnum wrote.
Whereas diversification leads, 45% of respondents view crypto, significantly Bitcoin (BTC), as a safe-haven and macro hedge, pushed by rising sovereign debt masses, inflation considerations, geopolitical tensions and falling belief in fiat currencies. Curiosity in crypto as a “new different asset class” declined to twenty-eight%.
High causes for investing in crypto in 2025. Supply: Sygnum
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Crypto ETF demand climbs
The report additionally famous a maturing market atmosphere, with the adoption of regulated derivatives, company balance-sheet progress and a surge in exchange-traded fund merchandise contributing to broader confidence. Greater than 150 crypto ETF functions are pending within the US, and 70% of traders say they might enhance publicity if staking is permitted in future merchandise, significantly Solana (SOL) and multi-asset ETPs.
About 70% of surveyed traders mentioned they might enhance their allocations to crypto ETFs if staking yields had been included. Even these already considering Bitcoin (BTC) and Ether (ETH) ETFs indicated that staking would materially affect their allocation choices.
Sygnum mentioned high-net-worth people (HNWI) signify the biggest cohort on this yr’s survey, usually allocating 10%–20% or extra of their investable wealth to cryptocurrency. Ninety % of those traders mentioned that crypto was necessary for long-term wealth preservation and legacy planning, with greater than half strongly agreeing.
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Regulatory gaps high barrier to crypto funding
Regulatory uncertainty stays the largest barrier to crypto funding, cited by 40% of respondents, forward of custody and safety considerations at 38% and asset volatility at 36%. That is notable given the numerous regulatory progress throughout the US and Europe in 2025.
Greatest boundaries to entry in 2025. Supply: Sygnum
In the meantime, 80% of respondents mentioned regulatory readability had considerably improved since 2025, an 11-percentage-point enhance. About 83% additionally agreed that latest US coverage shifts have strengthened crypto’s funding case.
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