Bitwise CIO Matt Hougan says the regulatory shackles that after restricted $XRP’s real-world adoption have lastly been lifted, doubtlessly opening the door to broader investor publicity.
He shared this view whereas explaining why Bitwise launched its spot $XRP ETF, noting that the token’s funding case now facilities extra on future optionality than previous utility.
For years, regulatory strain successfully stalled $XRP’s progress. Now that these constraints have eased, Bitwise believes buyers deserve an easier, regulated method to acquire publicity because the asset enters a brand new section.
Key Factors
- Bitwise CIO Matt Hougan says the regulatory obstacles that after blocked $XRP’s real-world adoption have now been eliminated.
- He describes $XRP as a “Lindy” asset, highlighting its sturdiness and long-term endurance within the crypto market.
- With the authorized uncertainty lifted, Hougan believes $XRP can now compete pretty with different blockchain tasks.
- The Bitwise $XRP ETF has emerged because the second-largest $XRP ETF within the U.S., with web belongings approaching $300 million.
$XRP as a Lindy Asset
In a latest interview with 51 Insights, Hougan defined that Bitwise’s resolution to launch an $XRP ETF displays each market demand and a shift within the asset’s outlook.
He described $XRP as a “Lindy asset,” emphasizing its resilience by means of extended uncertainty and its robust neighborhood assist. Consequently, $XRP’s longevity has sustained investor curiosity in accessing the token by means of a regulated car.
” $XRP The shackles are off. ” 🔓
Bitwise CIO Matt Hougan explains why they launched the $XRP ETFa must-watch clip from 51_Insights :
🔹 Lindy Asset: Confirmed longevity & a powerhouse neighborhood.
🔹 Regulatory Reset: With the SEC’s “existential risk” eliminated, #$XRP can lastly… pic.twitter.com/cfI27KyOLz
— 𝗕𝗮𝗻𝗸XRP (@BankXRP) January 30, 2026
Regulatory Shackles No Longer in Place for $XRP
Hougan careworn that $XRP’s restricted real-world adoption stemmed much less from technological shortcomings and extra from authorized uncertainty. The SEC lawsuit, he famous, discouraged establishments and builders from constructing throughout the ecosystem. In consequence, significant partnerships remained unlikely below such strain.
Now that the lawsuit has been resolved, Hougan believes $XRP can compete on equal footing with different blockchain networks. Whereas this shift doesn’t assure success for Ripple or $XRP, he emphasised that it removes the first barrier that after constrained progress. Due to this fact, he argues the asset has turn into related once more for buyers evaluating new alternatives.
Bitwise’s Confidence in $XRP
Notably, Bitwise was the primary asset supervisor to file for a U.S. spot $XRP ETF, submitting its software whereas the token nonetheless confronted regulatory strain. Lower than a day later, the SEC appealed the court docket ruling, intensifying uncertainty round $XRP’s standing.
Nonetheless, Bitwise remained dedicated and efficiently launched the spot $XRP ETF towards the top of final 12 months. At the moment, the fund ranks because the second-largest $XRP ETF within the U.S., attracting cumulative inflows of $338.88 million and holding web belongings of $292.75 million.
It trails solely the Canary $XRP ETF, which manages web belongings of $325.33 million. Total, the U.S. spot $XRP ETF market has recorded a mixed influx of $1.18 billion, with complete web belongings reaching $1.19 billion.

