A distinguished XRP group commentator calls consideration to XRP’s future potential, insisting present traders are nonetheless early.
Regardless of XRP’s current struggles, sentiment inside its core group stays bullish. The asset has seen a pointy 33% drop from its yearly excessive of $3.30 recorded in January 2025, at present buying and selling round $2.20.
Nonetheless, it nonetheless maintains a year-to-date achieve of 6%, demonstrating resilience amid a broader market downturn. Amid the present market circumstances, specialists and distinguished group voices argue that XRP is much from reaching its full potential.
XRP Nonetheless in Early Development Section
Edoardo Farina, founding father of Alpha Lions Academy, is likely one of the voices championing the asset’s long-term outlook. Farina has constantly pushed the narrative that XRP is in its early development part, regardless of being over a decade previous.
In a current evaluation of XRP pockets knowledge, he steered that almost all of the worldwide inhabitants has but to interact with the token in any significant manner.
Farina revealed that whereas there are about 6.4 million XRP wallets, this quantity doesn’t immediately translate to six.4 million particular person holders.

XRP Wealthy Listing | Edo Farina on X
Just one in 5,000 Individuals Globally Maintain XRP
Basically, many customers, together with himself, personal a number of wallets. In response to Farina’s disclosure, he personally holds between 20 to 25 XRP pockets addresses. That is a part of a diversification and self-custody technique that the majority skilled holders generally follow.
Based mostly on his evaluation with help from AI estimations, Farina asserts that solely about 1.5 to 2 million individuals worldwide actively maintain XRP. When he filtered this additional to exclude inactive, dust-filled, or custodial change wallets, the variety of distinctive holders dropped even decrease.
Notably, he estimates that the true quantity could possibly be nearer to 1 million world holders. Contemplating the worldwide inhabitants of over 8 billion, this could imply that solely about 0.018% to 0.025% of individuals, roughly one in each 4,000 to five,000, at present personal XRP.
The figures point out what Farina describes as a unprecedented alternative. In response to him, many traders fail to understand simply how early they’re in XRP’s adoption lifecycle. Importantly, Farina emphasised that even with its lengthy existence, XRP stays considerably underheld on a worldwide scale.
Farina Needs Traders to Consolidate Their XRP Holdings
Citing additional on-chain knowledge, Farina identified that 2.6 million wallets include as much as 20 XRP every, barely assembly the community’s minimal reserve requirement. One other 2.5 million wallets maintain between 20 and 500 XRP, with a median estimate of round 250 XRP per pockets.
If XRP’s worth ever hit $1,000, a speculative however generally mentioned state of affairs, holders on this bracket could possibly be features of $250,000. Nonetheless, Farina argues that the variety of people who will maintain lengthy sufficient to succeed in such ranges is probably going very small, probably solely 10% of present holders.
He additionally highlighted that to be among the many high 10% of XRP pockets addresses right this moment, an investor would solely must personal about 2,500 XRP. At present market costs, this equates to roughly $5,000.
Notably, he believes this reveals how early adopters nonetheless have an opportunity to place themselves earlier than potential mass adoption happens. Farina has constantly advocated for this accumulation tradition, repeatedly calling on traders to carry no less than 10,000 XRP tokens.
In response to his newest disclosure, institutional adoption and use instances akin to lending XRP to monetary entities are nonetheless of their infancy. He urged traders to develop long-term methods and keep dedicated, particularly as mainstream participation stays restricted.

