OpenPayd has finalized its integration of MSB USA Inc., including 43 state Cash Transmitter Licenses to its regulatory footprint as the corporate appears to speed up its enlargement throughout the US and North America.
Based by OpenPayd founder Dr. Ozan Ozerk, MSB USA offers the monetary infrastructure that permits companies to maneuver, obtain and settle funds within the US and internationally.
The FinCEN-registered cash providers enterprise facilitates funds via regulated banking companions and networks equivalent to ACH, FedWire and SWIFT, whereas additionally supporting hosted USD accounts and stablecoin-enabled settlement.
The license portfolio offers OpenPayd better geographical protection throughout the US and strengthens its capability to serve international companies that want compliant fee infrastructure for US operations, the corporate stated Wednesday.
The enlargement enhances OpenPayd’s rising regulatory footprint in Europe, together with its latest authorization beneath the EU’s MiCA regime by the Malta Monetary Providers Authority.
“Each period of finance has been outlined by its infrastructure: correspondent banking wired collectively the twentieth-century economic system; programmable cash will energy the twenty-first. The US is on the forefront of this evolution, and with regulated foundations now spanning the US, UK and Europe – throughout each fiat and digital property – OpenPayd has one thing few suppliers can declare: regulated infrastructure spanning each fiat and digital property, on each side of the Atlantic,” Dr. Ozan Ozerk commented on the transfer.
The regulatory push follows a powerful quarter of business development. OpenPayd stated ARR surpassed $96 million as of July 31, whereas annualized transaction volumes exceeded $300 billion. The corporate stays worthwhile and operates with out exterior capital, serving greater than 1,200 purchasers across the globe, together with Kraken, eToro, OKX and B2C2.
OpenPayd’s US enlargement additionally comes because it prepares for a possible Nasdaq debut. The London-based fintech firm introduced in June that it will listing on Nasdaq beneath the ticker “OP” via a definitive enterprise mixture with Titan Acquisition Corp.
The transaction, which values the agency at roughly $1.1 billion, is anticipated to shut within the fourth quarter of 2026, pending customary closing situations and Titan shareholder approval.

